Buy Term and Invest the Difference Primerica Team Unstoppable
Primerica’s Concepts
Primerica is about education. They believe in teaching clients “how money works” and helping them make smarter financial decisions.

Buy Term and Invest the Difference
The Theory of Decreasing Responsibility
The Cost of Convenience
The Rule of 72
Providing Solutions
Primerica provides financial solutions in three key areas: income protection, debt elimination and savings and retirement..

Protect Your Family
Eliminate Debt
Build Savings
More About Primerica
Learn more about Primerica’s history and their crusade to change lives.


Primerica's History
Providing Solutions
The Financial Needs Analysis
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Primerica’s Buy Term and Invest the Difference philosophy encourages families to purchase affordable term life insurance. They can then have more money to invest in their family’s future.

Instead of cash value policies that bundle together investments and life insurance, Primerica believes in keeping investments and life insurance separate, so families can have a clear picture of where their financial future stands. Primerica believes in 100% term life insurance 100% of the time.
 
Today, an idea that once seemed revolutionary is now widely accepted as the standard for life insurance.

“You buy life insurance for just one reason: to support the people who depend on your income if you die prematurely … you want term insurance.”
Newsweek, January 9, 2006

“To save money, buy term insurance.”
USA Today, October 10, 2006